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October 15, 2010

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  1. lisa says:

    Hi,
    Very nice tips which anyone can apply when selling their property. A word of mouth through friends and family is also fantastic since you can get a buyer just there!!owner finance specialist

  2. lisa says:

    You make some valid points, but as the article states regardless of how much interest or whatnot you would throw away you’d still walk away with over $300k in gains tax free on top of the principal that was paid back over the 10 years.

    With ultra low interest rates and modest mortgage payments after 10 years the remaining mortgage is only $275k. This would mean $125k of principal in the home. Count on top the $300k+ in gains and the person would have $425k+ in net worth starting from $20k. That’s over 2000% gain on original principal in net worth.

    In the stock example, you made the assumption that people save but statistics show thatr average Canadian saves less than 2% of their pay. On top of that less than 10% of Canadians will invest in anything other than GICs and high interest savings so the likelihood of your scenario coming true is minimal. Buying a home forces savings and is easy for people to understand. Pay my mortgage and let rising prices help me to retirement.

    For 99% of the population real estate is probably their best and only investment. I don’t disagree with your argument, but with leverage from real estate and the risk averse nature of real estate it’s the best advice for the normal guy.surgical mask production line

  3. lisa says:

    I too agree with your point like implementing a tiny house community like Opportunity Village was not straightforward, but it was doable, we just had to make it of interest to enough people. Realizing early pilot projects like this then sets precedent for adjusting municipal code to set physical parameters for this new type of land use. Very informative.best florida online real estate school

  4. lisa says:

    This is a blog to watch for sure. I think you have a really awesome writing style by the way. Very easy to read. Your blog design is so clean too! Thank you all the hard work!best florida online real estate school

  5. lisa says:

    Congrats! I’m so happy your old house sold so quickly, and you found a new place to love.panama real estate beachfront.Immobilienpreise Leipzig

  6. lisa says:

    In the past, investing in real estate was a difficult, costly and risky experience, but now every thing has changed
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  7. lisa says:

    Great read, thanks for sharing!!!
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  8. lisa says:

    You make some valid points, but as the article states regardless of how much interest or whatnot you would throw away you’d still walk away with over $300k in gains tax free on top of the principal that was paid back over the 10 years.

    With ultra low interest rates and modest mortgage payments after 10 years the remaining mortgage is only $275k. This would mean $125k of principal in the home. Count on top the $300k+ in gains and the person would have $425k+ in net worth starting from $20k. That’s over 2000% gain on original principal in net worth.

    In the stock example, you made the assumption that people save but statistics show thatr average Canadian saves less than 2% of their pay. On top of that less than 10% of Canadians will invest in anything other than GICs and high interest savings so the likelihood of your scenario coming true is minimal. Buying a home forces savings and is easy for people to understand. Pay my mortgage and let rising prices help me to retirement.

    For 99% of the population real estate is probably their best and only investment. I don’t disagree with your argument, but with leverage from real estate and the risk averse nature of real estate it’s the best advice for the normal guy.

  9. lisa says:

    your website about the property which police seize and investigate the woman behind. The department must take serious action against such corruption cases. I would like to look forward to more best writing services online updates related to this case.The Land Market

  10. lisa says:

    You make some valid points, but as the article states regardless of how much interest or whatnot you would throw away you’d still walk away with over $300k in gains tax free on top of the principal that was paid back over the 10 years.

    With ultra low interest rates and modest mortgage payments after 10 years the remaining mortgage is only $275k. This would mean $125k of principal in the home. Count on top the $300k+ in gains and the person would have $425k+ in net worth starting from $20k. That’s over 2000% gain on original principal in net worth.

    In the stock example, you made the assumption that people save but statistics show thatr average Canadian saves less than 2% of their pay. On top of that less than 10% of Canadians will invest in anything other than GICs and high interest savings so the likelihood of your scenario coming true is minimal. Buying a home forces savings and is easy for people to understand. Pay my mortgage and let rising prices help me to retirement.

    For 99% of the population real estate is probably their best and only investment. I don’t disagree with your argument, but with leverage from real estate and the risk averse nature of real estate it’s the best advice for the normal guy.Penrose

  11. lisa says:

    What I didn’t know from past experience I learned by reading books, taking classes at a local home improvement store and watching a lot of YouTube videos. I also had a couple handymen to call on to assist when needed and give me some “on the job training.heating companies toronto

  12. lisa says:

    Very nice tips which anyone can apply when selling their property. A word of mouth through friends and family is also fantastic since you can get a buyer just there!
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  13. fazwaz says:

    What ever happened to his secondwife.after the sentencing..didnt she go with him to pawn jewelry at the end..did they get a divorced..didn’t they have a child..did she get to keep anything..did she get charged..did she go back to Brazil??

  14. carry says:

    My wife and I have been looking for apartments for rent, and I think that having some tips on what to look for would be helpful for us. I’m glad that you talked about looking into closet space when you’re looking at apartments for rent! My wife needs her closet space, and I think that being able to check into that while we’re shopping around for downtown apartments for rent would be a good thing for us! Thanks for the tips!Forett at Bukit Timah

  15. carry says:

    I do agree with what you said that first time buyers should settle for a house that costs more than 28% of one’s household monthly income. In addition to that, I highly recommend that they find a home mortgage service. With their help, a freshly-wedded couple can settle down in their future family home.Forett Bukit Timah

  16. carry says:

    Well done! My husband and I just sold ou home a couple of months ago and we did the exact same things as you mentioned here. Another thing that we did was we hired a reliable real estate agent to help us out and process all the necessary documents to sell our house conveniently. It’s great to know that more people are sharing insights and relevant tips like this post to help others. Many thanksVistas Santa Ana

  17. jack says:

    I do agree with what you said that first time buyers should settle for a house that costs more than 28% of one’s household monthly income. In addition to that, I highly recommend that they find a home mortgage service. With their help, a freshly-wedded couple can settle down in their future family home.Realtor in Bucks County

  18. jack says:

    Hello, I really appreciate your article, I thought that investing in real estate is more profitable as compared to investing in gold. And also there are less risk factors in real estate investment. So that’s why I personally prefer to invest in real estate.Realtor in Bucks County

  19. lisa says:

    Hello, Great information. It takes money to make money. Investing can be a risky business, just make sure you know what you are doing and research it before hand.best realtor near me

  20. lisa says:

    Wow that’s….interesting! I wonder why they decided to do just the front. I’m glad it worked out for everyone, though! Thanks!Twitter Marketing

  21. lisa says:

    My wife and I have been looking for apartments for rent, and I think that having some tips on what to look for would be helpful for us. I’m glad that you talked about looking into closet space when you’re looking at apartments for rent! My wife needs her closet space, and I think that being able to check into that while we’re shopping around for downtown apartments for rent would be a good thing for us! Thanks for the tips.résidence a laval

  22. annieyu says:

    Wow that’s….interesting! I wonder why they decided to do just the front. I’m glad it worked out for everyone, though! Thanks.markham homes for sale

  23. lisa says:

    Well done! My husband and I just sold ou home a couple of months ago and we did the exact same things as you mentioned here. Another thing that we did was we hired a reliable real estate agent to help us out and process all the necessary documents to sell our house conveniently. It’s great to know that more people are sharing insights and relevant tips like this post to help others. Many thanks.oyster malta

  24. lisa says:

    This looks like an interesting work (especially for those who want to take up challenges)
    Like the layout of that house (the first picture)Orchard Road Shopping Scene

  25. lisa says:

    Very informative and detailed topic. Thank you for that. And maybe I’m going ahead of time, but I would like to emphasize on importance of renters insurance. Some of tenants manage to find the right apartment, but they don’t even realize the necessity of renters insurance. It provides liability coverage if someone is injured while in the property. Thus, if renters want to protect assets, they need to buy this insurance. Allgreen Properties

  26. jack says:

    Hello, The fabrics you used are so pretty, too! Thank you for sharing at Merry Monday. I’ll be including your mini quilt in my Party Features this week. We’d love to have you come by and link up with us again!parc canberra ec

  27. lisa says:

    The key is to know your investments, since no one particular one is worst than another. For most people, real estate is easier to understand because they see the asset and can better foresee risks. For others, stocks are a better way to go because information about it is actually more readily available.raingo gutters

  28. lisa says:

    My wife and I have been looking for apartments for rent, and I think that having some tips on what to look for would be helpful for us. I’m glad that you talked about looking into closet space when you’re looking at apartments for rent! My wife needs her closet space, and I think that being able to check into that while we’re shopping around for downtown apartments for rent would be a good thing for us! Thanks for the tips!raingo gutters

  29. lisa says:

    You make very good points. But your second paragraph is where after many years of speaking to individuals it will never happen. When you look at the 99% of the people out there, many don’t save or don’t make enough money to even invest on a monthly.

    The arguments of investing to exceed gains in real estate only apply to those with high incomes. When you look at ultra expensive real estate markets like Hong Kong, San Francisco, New York, Toronto, Vancouver, London, Paris, Singapore the rental costs will literally leave you with nothing left over to invest.residence laval

  30. lisa says:

    I do agree with what you said that first time buyers should settle for a house that costs more than 28% of one’s household monthly income. In addition to that, I highly recommend that they find a home mortgage service. With their help, a freshly-wedded couple can settle down in their future family home.buy property in malta

  31. lisa says:

    I have used information on Zillow to make a home purchase previously. Glad to see someone created a Google Maps overlay with Craigslist. I’d also recommend visit your local MLS website.houses for sale malta

  32. james thomas says:

    This method is without a doubt aesthetically certainly appropriate choice. Every one in concerns most important ones can be created by a lot of historical techniques. I can recommend animoto quite a bit. leader north London real estate

  33. lisa says:

    Apart from the standard housing facilities, you can think about, there are several extra amenities that you can decide upon, of course depending on your budget. This will also go as far as things like food preferences or rather what type of food you will want your workers to eat in their messes.Mendrugo Properties

  34. jack says:

    Investing in real estate is a popular choice for good reasons, but I don’t really want to be a landlord many of reasons. Some of reasons your already mentioned in your post. Thanks for sharing.sell my home fast baltimore

  35. jack says:

    Investing in real estate is a popular choice for good reasons, but I don’t really want to be a landlord many of reasons. Some of reasons your already mentioned in your post. Thanks for sharing.

  36. lisa says:

    You make some valid points, but as the article states regardless of how much interest or whatnot you would throw away you’d still walk away with over $300k in gains tax free on top of the principal that was paid back over the 10 years.

    With ultra low interest rates and modest mortgage payments after 10 years the remaining mortgage is only $275k. This would mean $125k of principal in the home. Count on top the $300k+ in gains and the person would have $425k+ in net worth starting from $20k. That’s over 2000% gain on original principal in net worth.

    In the stock example, you made the assumption that people save but statistics show thatr average Canadian saves less than 2% of their pay. On top of that less than 10% of Canadians will invest in anything other than GICs and high interest savings so the likelihood of your scenario coming true is minimal. Buying a home forces savings and is easy for people to understand. Pay my mortgage and let rising prices help me to retirement.

    For 99% of the population real estate is probably their best and only investment. I don’t disagree with your argument, but with leverage from real estate and the risk averse nature of real estate it’s the best advice for the normal guy.we buy houses maryland

  37. tuky says:

    Financial advisors are a great option, though one should probably accumulate a bit of assets before finding one to make it worth while. At the beginning, focusing on living below your means is still much more effective then trying to increase your investment gains. condos for sale

  38. tuky says:

    Omg I’m beyond happy for you but I’m with Doug hopefully you’ll stay a bit longer at this one. Nicks with you he’s had itchy feet for 15 years but I put my foot down so he bought our first motorhome! So much love sent to you with this message. I’m sure you’ll make it wonderful as you always do! foreclosure

  39. carry says:

    I LOVE my Realtor. She sold me my property and a property to my mom. She also gave me a Christmas gift-even though I bought my property 7 years ago! Wow! I will be buying again in 2 years and will work with her again. She is also bffs with a girl I was a cheerleader with (found this out AFTER I bought my property!) Denver is pretty small.locksmith

  40. mls says:

    I think its important to also consider demographic and wealth trends. It’s no secret the divide between rich and poor has increased and there are more rich people than ever before. Typically ‘rich’ people live in major cities (Toronto/Vancouver), increasing the wealth of these micro-economies. Also, living in the downtown core has become very trendy for young professionals. Over the last 10 years there has been a major demographic shift in down town Toronto to a younger age. This indicates to me that younger people now found down more desirable than ever. I don’t rule out there will be some over building of condos and a moderate correction/stagnation but unless there is a major economic down turn I see no reason for a major correction.

  41. Website says:

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  42. carry says:

    Thanks for posting these tricks to finding my dream apartment. I need a new place in town that’s close to work, so I’m hoping that knowing a few of these tips will help to increase my chances of finding the right apartment that I will be happy to live in. I liked what you said about dressing nicely and being punctual for meetings with landlords. You’re right about how giving a good first impression can increase my chances of being chosen by a landlord as a tenant. It seems as though my options for spaces that are in town are pretty limited, so I should keep this in mind to increase my chances.This site

  43. carry says:

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  44. carry says:

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  45. carry says:

    My wife and I have been looking for apartments for rent, and I think that having some tips on what to look for would be helpful for us. I’m glad that you talked about looking into closet space when you’re looking at apartments for rent! My wife needs her closet space, and I think that being able to check into that while we’re shopping around for downtown apartments for rent would be a good thing for us! Thanks for the tips!Malta Property

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  47. shiza says:

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  48. shiza says:

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  49. shiza says:

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  51. shiza says:

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  52. shiza says:

    I really appreciate your article, I thought that investing in real estate is more profitable as compared to investing in gold. And also there are less risk factors in real estate investment. So that’s why I personally prefer to invest in real estate.locksmith 32225

  53. shiza says:

    Investing in real estate is a popular choice for good reasons, but I don’t really want to be a landlord many of reasons. Some of reasons your already mentioned in your post. Thanks for sharing !home inspectors fayetteville nc

  54. shiza says:

    I too agree with your point like implementing a tiny house community like Opportunity Village was not straightforward, but it was doable, we just had to make it of interest to enough people. Realizing early pilot projects like this then sets precedent for adjusting municipal code to set physical parameters for this new type of land use. Very informative.home inspectors fayetteville nc

  55. lili says:

    I do agree with what you said that first time buyers should settle for a house that costs more than 28% of one’s household monthly income. In addition to that, I highly recommend that they find a home mortgage service. With their help, a freshly-wedded couple can settle down in their future family home.Peoria

  56. shiza says:

    i just got your name from another blogger and i am trying to grow my business. this may be just what i need to do. i have several crafty friends so i think we could have a great show. thanks for the advice.home buyers

  57. […] This post was mentioned on Twitter by Ciera Holzenthal, Oak Street. Oak Street said: Some cool Oak Street photos >> RT @CieraHolzenthal: I came across this nice photo of my house… – https://cieradesign.com/0r […]

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I'm so glad you're here, stick around, there's so much to see, xo Ciera

Stay 
awhile

Hey there!